| Estados Financieros Comparados |
Actualizado al 17 de marzo de 2026 |
|
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENT
|
Administradoras De Fondos De Pensiones/PENSION FUND ADMINISTRATORS
|
|
CIFRAS EXPRESADAS EN MILES DE SOLES
|
|
Empresa/Cuenta
|
A.F.P. Integra
|
AFP Habitat
|
Prima AFP
|
Profuturo A.F.P.
|
|
|
CIIU
|
66023
|
74996
|
6602
|
66023
|
|
|
ESTADO DE SITUACION FINANCIERA / STATEMENT OF FINANCIAL POSITION
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
|
|
|
Efectivo y Equivalentes de efectivo / Cash and cash equivalent
|
21,846
|
41,960
|
15,141
|
22,545
|
126,535
|
122,925
|
126,672
|
74,540
|
|
|
|
Valores Negociables de Propiedad de las AFP / Tradable Securities Owned by AFPs
|
144,451
|
216,979
|
0
|
0
|
0
|
0
|
36,374
|
34,757
|
|
|
|
Cuentas por Cobrar Comerciales (neto) / Trade accounts receivable (net)
|
6,744
|
5,572
|
0
|
4,640
|
8,026
|
6,609
|
2,466
|
79
|
|
|
|
Cuentas por Cobrar a vinculadas / Accounts receivable from related companies
|
0
|
0
|
0
|
0
|
4
|
39
|
43
|
35
|
|
|
|
Otras Cuentas por Cobrar (neto) / Other accounts receivable (net)
|
2,162
|
661
|
111
|
154
|
1,535
|
1,557
|
124
|
647
|
|
|
|
Gastos Contratados por Anticipado / Prepaid expenses
|
3,061
|
1,804
|
1,446
|
996
|
3,854
|
2,849
|
1,295
|
2,062
|
|
|
|
Impuesto Corriente / Current tax
|
3
|
7,564
|
24,591
|
22,949
|
0
|
0
|
47,214
|
52,425
|
|
|
|
Otros Activos / Other assets
|
479
|
499
|
0
|
0
|
121
|
17
|
509
|
446
|
|
|
|
Total Activo Corriente / TOTAL CURRENT ASSETS
|
178,746
|
275,039
|
41,289
|
51,284
|
140,075
|
133,996
|
214,697
|
164,991
|
|
|
|
Encaje legal / Legal reserve
|
440,513
|
367,865
|
204,828
|
151,307
|
335,803
|
306,759
|
348,471
|
326,297
|
|
|
|
Inversiones de Propiedad de la AFP / Investments Owned by AFPs
|
0
|
0
|
0
|
0
|
2,079
|
1,754
|
0
|
0
|
|
|
|
Cuentas por Cobrar a vinculadas (neto) / Accounts receivable from related companies (net)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otras Cuentas por Cobrar (neto) / Other accounts receivable (net)
|
91
|
831
|
233
|
278
|
0
|
0
|
87
|
90
|
|
|
|
Inmuebles, Muebles y Equipo (neto) / Inmovable Property, Furniture and Equipment (net)
|
18,266
|
19,263
|
974
|
914
|
3,515
|
4,345
|
25,001
|
24,137
|
|
|
|
Activos Intangibles (neto) / Intangible assets (net)
|
378,409
|
402,404
|
1,427
|
2,181
|
182,629
|
181,287
|
521,838
|
528,243
|
|
|
|
Activo por Impuesto a la Renta Diferido / Deferred income tax assets
|
10,536
|
9,316
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otros Activos / Other assets
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
4
|
|
|
|
Total Activo No Corriente / TOTAL NON-CURRENT ASSETS
|
847,815
|
799,679
|
207,462
|
154,680
|
524,026
|
494,145
|
895,401
|
878,771
|
|
|
|
TOTAL ACTIVO / TOTAL ASSETS
|
1,026,561
|
1,074,718
|
248,751
|
205,964
|
664,101
|
628,141
|
1,110,098
|
1,043,762
|
|
|
|
Sobregiros Bancarios / Bank overdrafts
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Parte corriente de deudas a largo plazo / Current portion of long-term debt
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Cuentas por Pagar Comerciales / Trade accounts payable
|
882
|
1,321
|
7,269
|
3,273
|
11,419
|
11,048
|
3,494
|
3,162
|
|
|
|
Cuentas por Pagar a vinculadas / Other accounts payable to related companies
|
0
|
0
|
0
|
0
|
6,138
|
6,669
|
669
|
1,103
|
|
|
|
Dividendos por pagar / Dividends to pay
|
0
|
0
|
8,433
|
32
|
59,250
|
0
|
15
|
13
|
|
|
|
Impuesto a la renta Corrientes / Current income tax
|
3,798
|
396
|
26,882
|
21,678
|
5,076
|
5,465
|
56,594
|
52,615
|
|
|
|
Otras Cuentas por Pagar / Other accounts payable
|
130,321
|
125,814
|
30,123
|
30,991
|
85,988
|
93,984
|
49,521
|
48,640
|
|
|
|
Beneficios sociales a los trabajadores / Worker's fringe benefits
|
901
|
777
|
500
|
407
|
749
|
711
|
515
|
491
|
|
|
|
Provisión por negligencia / Provisions for negligence
|
0
|
0
|
0
|
0
|
6
|
1
|
0
|
0
|
|
|
|
Participaciones por pagar / Profit Sharing Payable
|
12,642
|
12,057
|
4,798
|
3,869
|
10,684
|
10,593
|
10,192
|
9,936
|
|
|
|
Provisiones / Provisions
|
8,439
|
7,475
|
0
|
0
|
1,819
|
1,131
|
21
|
15
|
|
|
|
Total Pasivo Corriente / TOTAL CURRENT LIABILITIES
|
156,983
|
147,840
|
78,005
|
60,250
|
181,129
|
129,602
|
121,021
|
115,975
|
|
|
|
Cuentas por Pagar a vinculadas / Other accounts payable to related companies
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Deudas a largo plazo / Long-term debts
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Pasivo por Impuesto a la Renta Diferido / Deferred income tax liabilities
|
71,350
|
74,313
|
4,958
|
2,340
|
13,565
|
9,764
|
22,636
|
19,200
|
|
|
|
Otros Pasivos / Other liabilities
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otras Provisiones / Others Provisions
|
11,339
|
9,761
|
994
|
883
|
14,011
|
16,793
|
12,474
|
14,651
|
|
|
|
Total Pasivo No Corriente / TOTAL NON-CURRENT LIABILITIES
|
82,689
|
84,074
|
5,952
|
3,223
|
27,576
|
26,557
|
35,110
|
33,851
|
|
|
|
Total Pasivo / TOTAL LIABILITIES
|
239,672
|
231,914
|
83,957
|
63,473
|
208,705
|
156,159
|
156,131
|
149,826
|
|
|
|
Capital / Capital
|
55,468
|
55,468
|
41,826
|
41,826
|
96,242
|
96,242
|
19,291
|
19,291
|
|
|
|
Capital Adicional / Additional capital
|
350,732
|
350,732
|
0
|
0
|
0
|
0
|
374,180
|
374,180
|
|
|
|
Reserva Legal / Legal reserves
|
11,148
|
11,148
|
8,365
|
8,365
|
19,248
|
19,248
|
3,858
|
3,858
|
|
|
|
Otras Reservas / Other reserves
|
76
|
76
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Resultados Acumulados / Retained earnings
|
4,964
|
61,612
|
0
|
0
|
0
|
0
|
215,973
|
190,045
|
|
|
|
Resultado Neto del ejercicio / Net profit for fiscal year
|
126,518
|
156,752
|
53,968
|
53,390
|
133,611
|
169,286
|
123,919
|
112,021
|
|
|
|
Ajustes al Patrimonio / Equity adjustments
|
237,983
|
207,016
|
60,635
|
38,910
|
206,295
|
187,206
|
216,746
|
194,541
|
|
|
|
Total Patrimonio Neto / TOTAL NET EQUITY
|
786,889
|
842,804
|
164,794
|
142,491
|
455,396
|
471,982
|
953,967
|
893,936
|
|
|
|
TOTAL PASIVO Y PATRIMONIO NETO / TOTAL LIABILITY AND NET EQUITY
|
1,026,561
|
1,074,718
|
248,751
|
205,964
|
664,101
|
628,141
|
1,110,098
|
1,043,762
|
|
|
|
ESTADO DE RESULTADOS / INCOME STATEMENT
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
|
|
|
Total de Ingresos Brutos / TOTAL GROSS INCOME
|
407,922
|
387,260
|
169,890
|
150,301
|
383,468
|
372,807
|
280,229
|
276,235
|
|
|
|
Gastos de Administración / OVERHEADS
|
-194,416
|
-185,688
|
-55,554
|
-52,830
|
-145,510
|
-133,951
|
-98,500
|
-101,596
|
|
|
|
Compras de suministros
|
-315
|
-239
|
-117
|
-78
|
-44
|
-73
|
-158
|
-95
|
|
|
|
Cargas de personal
|
-81,048
|
-69,437
|
-26,333
|
-23,997
|
-66,288
|
-54,610
|
-33,773
|
-33,779
|
|
|
|
Participaciones y dietas al directorio
|
-1,057
|
-1,111
|
-964
|
-1,112
|
-683
|
-748
|
-600
|
-630
|
|
|
|
Servicios prestados por terceros
|
-56,259
|
-56,575
|
-19,633
|
-18,501
|
-50,061
|
-51,941
|
-41,144
|
-42,936
|
|
|
|
Tributos y aportaciones / Taxes and contributions
|
-21,057
|
-21,820
|
-4,011
|
-3,828
|
-8,056
|
-8,484
|
-6,892
|
-7,200
|
|
|
|
Cargas diversas de gestión
|
-5,982
|
-7,003
|
-3,276
|
-4,229
|
-5,116
|
-6,059
|
-4,320
|
-4,710
|
|
|
|
Provisiones del ejercicio / Provisions for the period
|
-28,698
|
-29,503
|
-1,220
|
-1,085
|
-15,262
|
-12,036
|
-11,613
|
-12,246
|
|
|
|
Gastos de Ventas / SALE EXPENSES
|
-31,186
|
-35,349
|
-33,386
|
-29,156
|
-59,360
|
-57,879
|
-32,558
|
-29,801
|
|
|
|
Compras de Suministros
|
-762
|
-724
|
-119
|
-127
|
-696
|
-348
|
-361
|
-97
|
|
|
|
Cargas de Personal
|
-27,774
|
-29,773
|
-24,465
|
-21,171
|
-38,143
|
-41,265
|
-26,215
|
-24,297
|
|
|
|
Servicios prestados por terceros
|
-67
|
-135
|
-2,656
|
-3,217
|
-13,230
|
-10,723
|
-2,831
|
-2,350
|
|
|
|
Publicidad, publicaciones y relaciones públicas
|
-2,524
|
-4,475
|
-5,999
|
-4,447
|
-7,110
|
-5,111
|
-2,985
|
-2,541
|
|
|
|
Tributos y aportaciones / Taxes and contributions
|
0
|
0
|
-15
|
-15
|
-57
|
-94
|
-2
|
-8
|
|
|
|
Cargas diversas de gestión
|
-59
|
-242
|
-92
|
-135
|
-112
|
-204
|
-67
|
-310
|
|
|
|
Provisiones del ejercicio / Provisions for the period
|
0
|
0
|
-40
|
-44
|
-12
|
-134
|
-97
|
-198
|
|
|
|
Utilidad (pérdida) operativa / OPERATING PROFIT
|
182,320
|
166,223
|
80,950
|
68,315
|
178,598
|
180,977
|
149,171
|
144,838
|
|
|
|
Utilidad (pérdida) del encaje / Profit (loss) from legal reserve
|
332
|
50,966
|
0
|
6,219
|
6,196
|
37,750
|
14,654
|
9
|
|
|
|
Utilidad (Pérdida) del fondo complementario / Profit (loss) from the compensation fund
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Utilidad (pérdida) del fondo de longevidad / Profit (loss) from the longevity fund
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Utilidad (pérdida) en venta de activos / Profit (loss) from asset sales
|
-57
|
-25
|
0
|
0
|
0
|
0
|
0
|
-23
|
|
|
|
Ingresos Financieros / Financial income
|
7,588
|
14,837
|
722
|
1,918
|
6,284
|
7,302
|
6,804
|
15,596
|
|
|
|
Gastos Financieros / Financial expenses
|
-9,710
|
-7,196
|
-1,072
|
-1,447
|
-3,532
|
-6,045
|
-1,105
|
-1,265
|
|
|
|
Otros Ingresos (egresos) / Other income (expenses)
|
1,483
|
2,471
|
51
|
28
|
2,426
|
7,137
|
3,330
|
2,154
|
|
|
|
Resultado antes del Impuesto a la Renta / RESULT BEFORE INCOME TAX
|
181,956
|
227,276
|
80,651
|
75,033
|
189,972
|
227,121
|
172,854
|
161,309
|
|
|
|
Impuesto a la Renta Corriente y Diferido / Income Tax
|
-55,438
|
-70,524
|
-26,683
|
-21,643
|
-56,361
|
-57,835
|
-48,935
|
-49,288
|
|
|
|
Utilidad (Pérdida) Neta del Ejercicio / PERIOD'S NET PROFIT (LOSS)
|
126,518
|
156,752
|
53,968
|
53,390
|
133,611
|
169,286
|
123,919
|
112,021
|
|
|
|
INDICADORES FINANCIEROS / FINANCIAL RATIOS
|
31/12/2025
|
31/12/2025
|
31/12/2025
|
31/12/2025
|
|
|
Liquidez / Liquid Ratio
|
1.14
|
|
0.53
|
|
0.77
|
|
1.77
|
|
|
|
Rotación en Activos / Gross Sales to Total Assets
|
0.40
|
|
0.68
|
|
0.58
|
|
0.25
|
|
|
|
Solvencia / Solvency
|
0.23
|
|
0.34
|
|
0.31
|
|
0.14
|
|
|
|
Deuda / Patrimonio / Debt / Equity
|
0.30
|
|
0.51
|
|
0.46
|
|
0.16
|
|
|
|
Rentabilidad de Capital % / Return on capital %
|
228.09
|
|
129.03
|
|
138.83
|
|
642.37
|
|
|
|
Rentabilidad sobre Activos % / Return on Assets %
|
12.32
|
|
21.70
|
|
20.12
|
|
11.16
|
|
|
|
Rentabilidad de Patrimonio % / Return on Equity %
|
16.08
|
|
32.75
|
|
29.34
|
|
12.99
|
|
|
|
* Estados Financieros expresados en miles de US$
|
|
|
|