| Estados Financieros Comparados |
Actualizado al 17 de marzo de 2026 |
|
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENT
|
Diversas/ASSORTED
|
|
CIFRAS EXPRESADAS EN MILES DE SOLES
|
|
Empresa/Cuenta
|
Intercorp Financial Serv.
|
Intertítulos Soc. Tit.
|
Inv. Centenario
|
Inv. Corporativas A1
|
Inv. Portuarias Chancay (*)
|
|
CIIU
|
9199
|
6711
|
7010
|
25112
|
6499
|
|
ESTADO DE SITUACION FINANCIERA / STATEMENT OF FINANCIAL POSITION
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
|
Efectivo y Equivalentes al Efectivo / Cash and cash equivalent
|
314,565
|
181,971
|
17,722
|
457
|
10,894
|
35,136
|
2,014
|
1,356
|
0
|
0
|
|
Otros Activos Financieros / Other financial assets
|
179,302
|
156,529
|
2,498
|
18,102
|
909
|
415
|
0
|
0
|
0
|
0
|
|
Cuentas por Cobrar Comerciales / Trade accounts receivable (net)
|
0
|
0
|
46
|
0
|
64,008
|
79,795
|
308
|
213
|
0
|
0
|
|
Cuentas por Cobrar a Entidades Relacionadas / Accounts receivable from related companies
|
1,331
|
1,531
|
301
|
382
|
99
|
64
|
0
|
0
|
0
|
0
|
|
Otras Cuentas por Cobrar / Other accounts receivable (net)
|
165
|
195
|
2,581
|
280
|
11,285
|
9,118
|
321
|
563
|
653
|
34
|
|
Anticipos / Advances
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Inventarios / Stocks
|
0
|
0
|
0
|
0
|
12,698
|
16,620
|
9
|
9
|
0
|
0
|
|
Activos Biológicos / Biological assets
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Activos por Impuestos a las Ganancias / Assets from income tax
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Otros Activos no Financieros / Other non financial assets
|
0
|
0
|
27
|
39
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Activos no Corrientes o Grupos de Activos para su Disposición Clasificados como Mantenidos para la Venta o como Mantenidos para Distribuir a los Propi / Non-current assets available for sale
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
TOTAL ACTIVOS CORRIENTES / TOTAL CURRENT ASSETS
|
495,363
|
340,226
|
23,175
|
19,260
|
99,893
|
141,148
|
2,652
|
2,141
|
653
|
34
|
|
Otros Activos Financieros / Other financial assets
|
53,834
|
94,184
|
0
|
0
|
4,402
|
5,454
|
0
|
0
|
0
|
0
|
|
Inversiones en Subsidiarias, Negocios Conjuntos y Asociadas / Investments in subsidiaries, joint ventures and associates
|
12,848,096
|
11,608,593
|
0
|
0
|
2,012,558
|
2,202,058
|
0
|
0
|
140,456
|
147,649
|
|
Cuentas por Cobrar Comerciales / Trade accounts receivable
|
0
|
0
|
0
|
0
|
199,907
|
257,072
|
0
|
0
|
0
|
0
|
|
Cuentas por Cobrar a Entidades Relacionadas / Accounts receivable from related companies
|
0
|
0
|
0
|
0
|
73,215
|
39,995
|
0
|
0
|
0
|
0
|
|
Otras Cuentas por Cobrar / Other accounts receivable
|
692
|
870
|
0
|
0
|
1,843
|
1,843
|
0
|
0
|
0
|
0
|
|
Anticipos / Advances
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Inventarios
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Activos Biológicos / Biological assets
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Propiedades de Inversión / Investment property
|
0
|
0
|
0
|
0
|
18,758
|
18,939
|
92,615
|
92,978
|
0
|
0
|
|
Propiedades, Planta y Equipo / Property, plant and equipment (net)
|
0
|
0
|
0
|
0
|
917
|
1,243
|
1,071
|
1,224
|
0
|
0
|
|
Activos Intangibles Distintos de la Plusvalía / Intangible assets other than goodwill
|
0
|
0
|
0
|
0
|
7,412
|
7,320
|
0
|
0
|
0
|
0
|
|
Activos por Impuestos Diferidos / Deferred tax assets
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Plusvalía / Goodwill
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Otros Activos no Financieros / Other non financial assets
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
TOTAL ACTIVOS NO CORRIENTES / TOTAL NON-CURRENT ASSETS
|
12,902,622
|
11,703,647
|
0
|
0
|
2,319,012
|
2,533,924
|
93,687
|
94,204
|
140,456
|
147,649
|
|
TOTAL ACTIVOS / TOTAL ASSETS
|
13,397,985
|
12,043,873
|
23,175
|
19,260
|
2,418,905
|
2,675,072
|
96,339
|
96,345
|
141,109
|
147,683
|
|
Otros Pasivos Financieros / Other financial liabilities
|
33,259
|
20,227
|
0
|
0
|
1,233
|
76,227
|
0
|
0
|
0
|
0
|
|
Cuentas por Pagar Comerciales / Trade accounts payable
|
5,617
|
9,344
|
0
|
0
|
11,026
|
11,514
|
18
|
27
|
301
|
60
|
|
Cuentas por Pagar a Entidades Relacionadas / Accounts payable to related companies
|
0
|
0
|
0
|
138
|
70
|
0
|
0
|
0
|
0
|
0
|
|
Otras Cuentas por Pagar / Other accounts payable
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Ingresos Diferidos / Deferred income
|
0
|
0
|
0
|
0
|
359
|
466
|
0
|
0
|
0
|
0
|
|
Provisión por Beneficios a los Empleados / Provisions for employee profit sharing
|
0
|
0
|
0
|
0
|
0
|
0
|
26
|
22
|
0
|
0
|
|
Otras Provisiones / Other provisions
|
14,799
|
3,545
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pasivos por Impuestos a las Ganancias / Liabilities from income tax
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Otros Pasivos no Financieros / Other non financial liabilities
|
38,839
|
25,861
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pasivos incluidos en Grupos de Activos para su Disposición Clasificados como Mantenidos para la Venta / Liabilities included in groups of assets for disposal classified as held for sale
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
TOTAL PASIVOS CORRIENTES / TOTAL CURRENT LIABILITIES
|
92,514
|
58,977
|
2,859
|
753
|
22,544
|
102,465
|
51
|
55
|
1,029
|
230
|
|
Otros Pasivos Financieros / Other financial liabilities
|
956,880
|
1,069,661
|
0
|
0
|
2,445
|
56,356
|
0
|
0
|
0
|
0
|
|
Cuentas por Pagar Comerciales / Trade accounts payable
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Cuentas por Pagar a Entidades Relacionadas / Accounts payable to related companies
|
0
|
0
|
0
|
0
|
0
|
132,747
|
0
|
0
|
0
|
0
|
|
Otras Cuentas por Pagar / Other accounts payable
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Ingresos Diferidos / Deferred income
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Provisión por Beneficios a los Empleados / Provisions for employee benefits
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Otras Provisiones / Other provisions
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pasivos por Impuestos Diferidos / Liabilities from deferred taxes
|
0
|
0
|
0
|
0
|
131,090
|
146,634
|
0
|
0
|
13,946
|
16,010
|
|
Pasivos por Impuestos Corrientes, no Corriente
|
0
|
0
|
0
|
0
|
0
|
0
|
25,267
|
25,248
|
0
|
0
|
|
Otros Pasivos no Financieros / Other non financial liabilities
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
TOTAL PASIVOS NO CORRIENTES / TOTAL NON-CURRENT LIABILITIES
|
956,880
|
1,069,661
|
0
|
0
|
133,535
|
335,737
|
25,741
|
25,779
|
13,946
|
16,010
|
|
TOTAL PASIVOS / TOTAL LIABILITIES
|
1,049,394
|
1,128,638
|
2,859
|
753
|
156,079
|
438,202
|
25,792
|
25,834
|
14,975
|
16,240
|
|
Capital Emitido / Issued capital
|
1,038,017
|
1,038,017
|
13,400
|
13,400
|
577,245
|
577,245
|
5,765
|
5,765
|
132,389
|
132,389
|
|
Primas de Emisión / Share premium
|
532,771
|
532,771
|
0
|
0
|
507,736
|
507,736
|
0
|
0
|
0
|
0
|
|
Acciones de Inversión / Investment stock
|
0
|
0
|
0
|
0
|
0
|
0
|
2,065
|
2,065
|
0
|
0
|
|
Acciones Propias en Cartera / Treasury shares
|
-469,546
|
-206,997
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Otras Reservas de Capital / Other capital reserves
|
9,100,000
|
8,300,000
|
1,828
|
1,630
|
110,167
|
107,078
|
59,687
|
59,749
|
0
|
0
|
|
Resultados Acumulados / Retained earnings
|
2,183,383
|
1,439,274
|
5,088
|
3,477
|
1,067,678
|
1,044,811
|
3,030
|
2,932
|
-6,255
|
-946
|
|
Otras Reservas de Patrimonio / Other equity reserves
|
-36,034
|
-187,830
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
TOTAL PATRIMONIO / TOTAL EQUITY
|
12,348,591
|
10,915,235
|
20,316
|
18,507
|
2,262,826
|
2,236,870
|
70,547
|
70,511
|
126,134
|
131,443
|
|
TOTAL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND EQUITY
|
13,397,985
|
12,043,873
|
23,175
|
19,260
|
2,418,905
|
2,675,072
|
96,339
|
96,345
|
141,109
|
147,683
|
|
ESTADO DE RESULTADOS / INCOME STATEMENT
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
|
INGRESOS DE ACTIVIDADES ORDINARIAS / INCOME FROM REGULAR ACTIVITIES
|
0
|
0
|
3,388
|
3,343
|
109,422
|
148,717
|
2,232
|
1,584
|
0
|
0
|
|
Costo de Ventas / Cost of sales
|
0
|
0
|
0
|
0
|
-38,618
|
-73,781
|
-467
|
-450
|
0
|
0
|
|
Ganancia (Pérdida) Bruta / GROSS PROFIT (LOSS)
|
0
|
0
|
3,388
|
3,343
|
70,804
|
74,936
|
1,765
|
1,134
|
0
|
0
|
|
Gastos de Ventas y Distribución / Sales and distribution expenses
|
0
|
0
|
0
|
0
|
-2,856
|
-1,970
|
0
|
0
|
0
|
0
|
|
Gastos de Administración / Overheads
|
-47,377
|
-35,618
|
-1,052
|
-1,078
|
-23,033
|
-25,093
|
-1,732
|
-2,093
|
-135
|
-188
|
|
Otros Ingresos Operativos / Other operating income
|
0
|
0
|
0
|
0
|
363
|
5,366
|
0
|
0
|
0
|
0
|
|
Otros Gastos Operativos / Other operating expenses
|
0
|
0
|
0
|
0
|
-6,769
|
-837
|
0
|
0
|
0
|
-1,147
|
|
Otras Ganancias (Pérdidas) / Other profit (loss)
|
17
|
181
|
53
|
4
|
-181
|
-7,309
|
168
|
193
|
0
|
0
|
|
GANANCIA (PERDIDA) OPERATIVA / PROFIT (LOSS) FROM OPERATING ACTIVITIES
|
-47,360
|
-35,437
|
2,389
|
2,269
|
38,328
|
45,093
|
201
|
-766
|
-135
|
-1,335
|
|
Ganancia (Pérdida) de la Baja en Activos Financieros medidos al Costo Amortizado / Profit (loss) from disposal of financial assets measured at amortized cost
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Ingresos Financieros / Financial income
|
9,654
|
8,946
|
373
|
583
|
8,511
|
5,122
|
0
|
0
|
0
|
0
|
|
Gastos Financieros / Financial expenses
|
-57,781
|
-61,184
|
0
|
0
|
-14,016
|
-24,747
|
0
|
0
|
-7,226
|
-6
|
|
Otros Ingresos (Gastos) de las Subsidiarias, Asociadas y Negocios Conjuntos / Other income (expense) from subsidiaries, joint ventures and associates
|
1,978,644
|
1,383,105
|
0
|
0
|
1,919
|
16,017
|
0
|
0
|
0
|
0
|
|
Diferencias de Cambio Neto / Exchange differences net
|
5,603
|
-3,442
|
-195
|
22
|
1,696
|
-2,362
|
-145
|
33
|
-12
|
0
|
|
Ganancias (Pérdidas) por Reclasificación de Activos Financieros a Valor Razonable con cambios en Resultados antes medidos al Costo Amortizado / Profits (losses) from the difference between the previous book value and fair value of financial assets reclassified and measured at fair value
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Diferencia entre el Importe en Libros de los Activos Distribuidos y el Importe en Libros del Dividendo a pagar / Difference between carrying amount of dividends payable and carrying amount of noncash assets distributed
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
GANANCIA (PERDIDA) ANTES DE IMPUESTOS / PRE-INCOME TAX RESULT
|
1,972,550
|
1,325,928
|
2,567
|
2,874
|
36,438
|
39,123
|
56
|
-733
|
-7,373
|
-1,341
|
|
Ingreso (Gasto) por Impuesto / Income tax expenses
|
-40,080
|
-25,850
|
-758
|
-894
|
-10,482
|
-8,229
|
-20
|
212
|
2,064
|
396
|
|
Ganancia (Pérdida) Neta de Operaciones Continuadas / NET PROFIT (LOSS) FROM CONTINUING OPERATIONS
|
1,932,470
|
1,300,078
|
1,809
|
1,980
|
25,956
|
30,894
|
36
|
-521
|
-5,309
|
-945
|
|
Ganancia (Pérdida) procedente de Operaciones Discontinuadas, neta de Impuesto / Profit (loss) from discontinued operations, net of income tax
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
GANANCIA (PERDIDA) NETA DEL EJERCICIO / NET PROFIT (LOSS) FOR THE PERIOD
|
1,932,470
|
1,300,078
|
1,809
|
1,980
|
25,956
|
30,894
|
36
|
-521
|
-5,309
|
-945
|
|
INDICADORES FINANCIEROS / FINANCIAL RATIOS
|
31/12/2025
|
31/12/2025
|
31/12/2025
|
31/12/2025
|
31/12/2025
|
|
Liquidez / Liquid Ratio
|
5.35
|
|
8.11
|
|
4.43
|
|
52.00
|
|
0.63
|
|
|
Rotación de Activos / Gross Sales to Total Assets
|
0.00
|
|
0.15
|
|
0.05
|
|
0.02
|
|
0.00
|
|
|
Solvencia / Solvency
|
0.08
|
|
0.12
|
|
0.06
|
|
0.27
|
|
0.11
|
|
|
Deuda / Patrimonio / Debt / Equity
|
0.08
|
|
0.14
|
|
0.07
|
|
0.37
|
|
0.12
|
|
|
Rentabilidad sobre Ventas Netas % / Return %
|
n.d.
|
|
53.39
|
|
23.72
|
|
1.61
|
|
n.d.
|
|
|
Rentabilidad sobre Activos % / Return on Assets %
|
14.42
|
|
7.81
|
|
1.07
|
|
0.04
|
|
-.-
|
|
|
Rentabilidad de Patrimonio % / Return on Equity %
|
15.65
|
|
8.90
|
|
1.15
|
|
0.05
|
|
-.-
|
|
|
* Estados Financieros expresados en miles de US$
|
|
|
|