| Estados Financieros Comparados |
Actualizado al 17 de marzo de 2026 |
|
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENT
|
Diversas/ASSORTED
|
|
CIFRAS EXPRESADAS EN MILES DE SOLES
|
|
Empresa/Cuenta
|
JP Morgan Bco. de Inv.
|
Solución EAH
|
|
|
|
|
CIIU
|
6499
|
6592
|
|
|
|
|
ESTADO DE SITUACION FINANCIERA / STATEMENT OF FINANCIAL POSITION
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
|
|
|
|
|
|
|
DISPONIBLE / FUNDS AVAILABLE
|
109,135
|
74,836
|
5,188
|
996
|
|
|
|
|
|
|
|
FONDOS INTERBANCARIOS / INTER-BANK FUNDS
|
12,401
|
17,604
|
0
|
0
|
|
|
|
|
|
|
|
INVERSIONES A VALOR RAZONABLE CON CAMBIOS EN RESULTADOS / FINANCIAL INVESTMENTS AT REASONABLE VALUE WITH EARNINGS CHANGES
|
248,754
|
247,993
|
0
|
0
|
|
|
|
|
|
|
|
INVERSIONES DISPONIBLES PARA LA VENTA / FINANCIAL AVAILABLE FOR SALE
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
INVERSIONES A VENCIMIENTO / HELD TO MATURITY INVESTMENTS
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
CARTERA DE CREDITOS / LOANS PORTFOLIO
|
0
|
0
|
46,650
|
60,403
|
|
|
|
|
|
|
|
DERIVADOS PARA NEGOCIACIÓN / Financial Derivatives for trading purposes
|
13,593
|
28,415
|
0
|
0
|
|
|
|
|
|
|
|
DERIVADOS DE COBERTURA / Financial Derivatives for hedging purposes
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
CUENTAS POR COBRAR / ACCOUNTS RECEIVABLE
|
23,431
|
31,145
|
0
|
0
|
|
|
|
|
|
|
|
BIENES REALIZABLES RECIBIDOS EN PAGO, ADJUDICADOS / REALIZABLE ASSETS REC. IN PAYMENT, FORECLOSED OR NO LONGER IN USE
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
PARTICIPACIONES / PROFIT SHARING
|
0
|
0
|
199
|
274
|
|
|
|
|
|
|
|
Subsidiarias / Subsidiaries
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Asociadas y participaciones en negocios conjuntos / Associates and interest in joint ventures
|
0
|
0
|
199
|
274
|
|
|
|
|
|
|
|
Otras / Other
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
INMUEBLES, MOBILIARIO Y EQUIPO (NETO) / INMOVABLE PROPERTY, MOVABLE PROPERTY AND EQUIPMENT (NET)
|
806
|
618
|
0
|
0
|
|
|
|
|
|
|
|
ACTIVO INTANGIBLE DISTINTO DE LA PLUSVALIA / INTANGIBLE ASSET DIFFERENT FROM GOODWILL
|
101
|
170
|
0
|
0
|
|
|
|
|
|
|
|
PLUSVALIA / GOODWILL
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
IMPUESTOS CORRIENTES / CURRENT TAX
|
755
|
0
|
0
|
466
|
|
|
|
|
|
|
|
IMPUESTO A LA RENTA DIFERIDO / DEFERRED INCOME TAX
|
3,089
|
3,353
|
452
|
493
|
|
|
|
|
|
|
|
ACTIVOS NO CORRIENTES MANTENIDOS PARA LA VENTA / NON-CURRENT ASSETS HELD FOR SALE
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
OTROS ACTIVOS / OTHER ASSETS (NET)
|
32
|
106,608
|
52
|
56
|
|
|
|
|
|
|
|
TOTAL DEL ACTIVO / TOTAL ASSETS
|
412,097
|
510,742
|
52,541
|
62,688
|
|
|
|
|
|
|
|
OBLIGACIONES CON EL PUBLICO / OBLIGATIONS WITH THE PUBLIC
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
FONDOS INTERBANCARIOS / INTER-BANK FUNDS
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
DEPÓSITOS DE EMPRESAS DEL SISTEMA FINANCIERO Y ORGANISMOS FINANCIEROS INTERNACIONALES / DEPOSITS FROM FINANC. SYSTEM INST. AND INT. FINANC. ORG.
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
ADEUDOS Y OBLIGACIONES FINANCIERAS / FINANCIAL DEBTS AND OBLIGATIONS
|
0
|
0
|
30,117
|
40,664
|
|
|
|
|
|
|
|
DERIVADOS PARA NEGOCIACIÓN / FINANCIAL DERIVATIVES FOR TRADING PURPOSES
|
1,530
|
10,187
|
0
|
0
|
|
|
|
|
|
|
|
DERIVADOS DE COBERTURA / FINANCIAL DERIVATIVES FOR HEDGING PURPOSES
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
CUENTAS POR PAGAR / ACCOUNTS PAYABLE
|
13,867
|
14,405
|
326
|
312
|
|
|
|
|
|
|
|
PROVISIONES / PROVISIONS
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
IMPUESTOS CORRIENTES / CURRENT TAX
|
0
|
14,979
|
60
|
0
|
|
|
|
|
|
|
|
IMPUESTO A LA RENTA DIFERIDO / DEFERRED INCOME TAX
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
OTROS PASIVOS / OTHER LIABILITIES
|
0
|
147,495
|
0
|
0
|
|
|
|
|
|
|
|
TOTAL DEL PASIVO / TOTAL LIABILITIES
|
15,397
|
187,066
|
30,503
|
40,976
|
|
|
|
|
|
|
|
Capital social / Capital stock
|
83,400
|
83,400
|
10,860
|
10,860
|
|
|
|
|
|
|
|
Capital adicional / Additional capital
|
0
|
0
|
-201
|
-201
|
|
|
|
|
|
|
|
Acciones Propias en Cartera / Treasury shares
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Reservas / Reserves
|
80,649
|
80,649
|
10,038
|
10,038
|
|
|
|
|
|
|
|
Resultados Acumulados / Retained earnings
|
159,627
|
68,344
|
0
|
0
|
|
|
|
|
|
|
|
Resultado Neto del Ejercicio / Net profits for fiscal year
|
73,024
|
91,283
|
1,389
|
974
|
|
|
|
|
|
|
|
Ajustes al Patrimonio / Adjustments to equity
|
0
|
0
|
-48
|
41
|
|
|
|
|
|
|
|
TOTAL DEL PATRIMONIO / TOTAL EQUITY
|
396,700
|
323,676
|
22,038
|
21,712
|
|
|
|
|
|
|
|
TOTAL DEL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND NET EQUITY
|
412,097
|
510,742
|
52,541
|
62,688
|
|
|
|
|
|
|
|
ESTADO DE RESULTADOS / INCOME STATEMENT
|
31/12/2025
|
31/12/2024
|
31/12/2025
|
31/12/2024
|
|
|
|
|
|
|
|
TOTAL INGRESOS POR INTERESES / TOTAL INTEREST INCOME
|
28,200
|
19,200
|
4,611
|
5,266
|
|
|
|
|
|
|
|
TOTAL GASTOS POR INTERESES / TOTAL FINANCIAL EXPENSES
|
-528
|
-328
|
-2,309
|
-3,887
|
|
|
|
|
|
|
|
MARGEN FINANCIERO BRUTO / GROSS FINANCIAL MARGIN
|
27,672
|
18,872
|
2,302
|
1,379
|
|
|
|
|
|
|
|
(-) Provisiones para créditos directos / (-) Provisions for non-collection of direct loans
|
0
|
0
|
1,061
|
1,281
|
|
|
|
|
|
|
|
MARGEN FINANCIERO NETO / NET FINANCIAL MARGIN
|
27,672
|
18,872
|
3,363
|
2,660
|
|
|
|
|
|
|
|
INGRESOS POR SERVICIOS FINANCIEROS / FINANCIAL SERVICES INCOME
|
50,596
|
48,558
|
0
|
0
|
|
|
|
|
|
|
|
GASTOS POR SERVICIOS FINANCIEROS / FINANCIAL SERVICES EXPENSES
|
-217
|
-265
|
-7
|
-1
|
|
|
|
|
|
|
|
MARGEN FINANCIERO NETO DE INGRESOS Y GASTOS POR SERVICIOS FINANCIEROS / NET FINANCIAL MARGIN OF FINANCIAL SERVICES RELATED INCOME AND EXPENSES
|
78,051
|
67,165
|
3,356
|
2,659
|
|
|
|
|
|
|
|
RESULTADO POR OPERACIONES FINANCIERAS (ROF) / RESULTS FROM FINANCIAL OPERATIONS
|
37,206
|
76,041
|
-40
|
-41
|
|
|
|
|
|
|
|
MARGEN OPERACIONAL / OPERATING MARGIN
|
115,257
|
143,206
|
3,316
|
2,618
|
|
|
|
|
|
|
|
Gastos de Personal y Directorio / Personnel and directors' expenses
|
-19,257
|
-18,932
|
0
|
0
|
|
|
|
|
|
|
|
Gastos por Servicios Recibidos de Terceros / Third party service expenses
|
-5,493
|
-5,451
|
-712
|
-713
|
|
|
|
|
|
|
|
Impuestos y Contribuciones / Taxes and levies
|
-1,433
|
-1,280
|
-121
|
-142
|
|
|
|
|
|
|
|
DEPRECIACIONES Y AMORTIZACIONES / DEPRECIATION AND AMORTIZATION
|
-309
|
-234
|
0
|
0
|
|
|
|
|
|
|
|
MARGEN OPERACIONAL NETO / NET OPERATING MARGIN
|
88,765
|
117,309
|
2,483
|
1,763
|
|
|
|
|
|
|
|
Provisiones para créditos indirectos / Provisions for indirect loans
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Provisiones para Incobrabilidad de cuentas por cobrar / Provisions for non-collectable accounts receivable
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Provisión para bienes realizable, recibidos en pago, recuperados y adjudicados y otros / Provisions for realizable assets received in payment, recovered and adjudicated, and others
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Provisión para activos no corrientes mantenidos para la venta / Provisions for non-current assets held for sale
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Deterioro de inversiones / Impairment of investments
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Deterioro de inmuebles, mobiliario y equipo / Impairment of immovable property, furniture and equipment
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Deterioro de activos intangibles / Impairment of intangible assets
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Provisiones para litigios y demandas / Provisions for litigation and complaints
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
Otras provisiones / Others Provisions
|
0
|
0
|
0
|
0
|
|
|
|
|
|
|
|
RESULTADO DE OPERACIÓN / OPERATING PROFITS
|
88,765
|
117,309
|
2,483
|
1,763
|
|
|
|
|
|
|
|
Otros ingresos y egresos / Other income and expenses
|
16
|
255
|
-368
|
-261
|
|
|
|
|
|
|
|
RESULTADO DEL EJERCICIO ANTES DE IMPUESTO A LA RENTA / RESULTS BEFORE INCOME TAX
|
88,781
|
117,564
|
2,115
|
1,502
|
|
|
|
|
|
|
|
IMPUESTO A LA RENTA / INCOME TAX
|
-15,757
|
-26,281
|
-726
|
-528
|
|
|
|
|
|
|
|
RESULTADO NETO DEL EJERCICIO / PERIOD'S NET PROFIT (LOSS)
|
73,024
|
91,283
|
1,389
|
974
|
|
|
|
|
|
|
|
INDICADORES FINANCIEROS / FINANCIAL RATIOS
|
31/12/2025
|
31/12/2025
|
|
|
|
|
Liquidez / Liquid Ratio
|
n.d.
|
|
n.d.
|
|
|
|
|
|
Disponible %
|
26.48
|
|
9.87
|
|
|
|
|
|
Solvencia / Solvency
|
0.09
|
|
1.46
|
|
|
|
|
|
Eficiencia y Gestión %
|
33.75
|
|
36.08
|
|
|
|
|
|
Intermediación Financiera %
|
35.78
|
|
108.67
|
|
|
|
|
|
Rentabilidad sobre Activos % / Return on Assets %
|
17.72
|
|
2.64
|
|
|
|
|
|
Rentabilidad de Patrimonio % / Return on Equity %
|
18.41
|
|
6.30
|
|
|
|
|
|
* Estados Financieros expresados en miles de US$
|
|
|
|