| Estados Financieros Comparados |
Actualizado al 16 de mayo de 2025 |
|
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENT
|
Administradoras De Fondos De Pensiones/PENSION FUND ADMINISTRATORS
|
|
CIFRAS EXPRESADAS EN MILES DE SOLES
|
|
Empresa/Cuenta
|
A.F.P. Integra
|
AFP Habitat
|
Prima AFP
|
Profuturo A.F.P.
|
|
|
CIIU
|
66023
|
74996
|
6602
|
66023
|
|
|
ESTADO DE SITUACION FINANCIERA / STATEMENT OF FINANCIAL POSITION
|
31/03/2025
|
31/12/2024
|
31/03/2025
|
31/12/2024
|
31/03/2025
|
31/12/2024
|
31/03/2025
|
31/12/2024
|
|
|
|
Efectivo y Equivalentes de efectivo / Cash and cash equivalent
|
35,053
|
41,960
|
28,738
|
22,545
|
131,912
|
122,925
|
123,139
|
74,540
|
|
|
|
Valores Negociables de Propiedad de las AFP / Tradable Securities Owned by AFPs
|
22,570
|
216,979
|
0
|
0
|
0
|
0
|
35,148
|
34,757
|
|
|
|
Cuentas por Cobrar Comerciales (neto) / Trade accounts receivable (net)
|
6,079
|
5,572
|
4,340
|
4,640
|
7,374
|
6,609
|
219
|
79
|
|
|
|
Cuentas por Cobrar a vinculadas / Accounts receivable from related companies
|
9
|
0
|
0
|
0
|
39
|
39
|
26
|
35
|
|
|
|
Otras Cuentas por Cobrar (neto) / Other accounts receivable (net)
|
621
|
661
|
120
|
154
|
1,523
|
1,557
|
326
|
647
|
|
|
|
Gastos Contratados por Anticipado / Prepaid expenses
|
2,832
|
1,804
|
1,144
|
996
|
2,864
|
2,849
|
2,181
|
2,062
|
|
|
|
Impuesto Corriente / Current tax
|
25,946
|
7,564
|
28,314
|
22,949
|
13,952
|
0
|
66,077
|
52,425
|
|
|
|
Otros Activos / Other assets
|
499
|
499
|
0
|
0
|
45
|
17
|
444
|
446
|
|
|
|
Total Activo Corriente / TOTAL CURRENT ASSETS
|
93,609
|
275,039
|
62,656
|
51,284
|
157,709
|
133,996
|
227,560
|
164,991
|
|
|
|
Encaje legal / Legal reserve
|
365,364
|
367,865
|
156,976
|
151,307
|
302,482
|
306,759
|
305,011
|
326,297
|
|
|
|
Inversiones de Propiedad de la AFP / Investments Owned by AFPs
|
0
|
0
|
0
|
0
|
2,504
|
1,754
|
0
|
0
|
|
|
|
Cuentas por Cobrar a vinculadas (neto) / Accounts receivable from related companies (net)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otras Cuentas por Cobrar (neto) / Other accounts receivable (net)
|
555
|
831
|
271
|
278
|
0
|
0
|
90
|
90
|
|
|
|
Inmuebles, Muebles y Equipo (neto) / Inmovable Property, Furniture and Equipment (net)
|
18,956
|
19,263
|
810
|
914
|
4,121
|
4,345
|
23,721
|
24,137
|
|
|
|
Activos Intangibles (neto) / Intangible assets (net)
|
396,067
|
402,404
|
1,989
|
2,181
|
179,277
|
181,287
|
526,125
|
528,243
|
|
|
|
Activo por Impuesto a la Renta Diferido / Deferred income tax assets
|
8,273
|
9,316
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otros Activos / Other assets
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
4
|
|
|
|
Total Activo No Corriente / TOTAL NON-CURRENT ASSETS
|
789,215
|
799,679
|
160,046
|
154,680
|
488,384
|
494,145
|
854,951
|
878,771
|
|
|
|
TOTAL ACTIVO / TOTAL ASSETS
|
882,824
|
1,074,718
|
222,702
|
205,964
|
646,093
|
628,141
|
1,082,511
|
1,043,762
|
|
|
|
Sobregiros Bancarios / Bank overdrafts
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Parte corriente de deudas a largo plazo / Current portion of long-term debt
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Cuentas por Pagar Comerciales / Trade accounts payable
|
2,491
|
1,321
|
5,215
|
3,273
|
11,658
|
11,048
|
4,886
|
3,162
|
|
|
|
Cuentas por Pagar a vinculadas / Other accounts payable to related companies
|
19
|
0
|
0
|
0
|
3,202
|
6,669
|
1,649
|
1,103
|
|
|
|
Dividendos por pagar / Dividends to pay
|
1
|
0
|
43
|
32
|
110,036
|
0
|
80,012
|
13
|
|
|
|
Impuesto a la renta Corrientes / Current income tax
|
16,717
|
396
|
26,982
|
21,678
|
17,781
|
5,465
|
66,924
|
52,615
|
|
|
|
Otras Cuentas por Pagar / Other accounts payable
|
112,499
|
125,814
|
28,208
|
30,991
|
83,483
|
93,984
|
49,592
|
48,640
|
|
|
|
Beneficios sociales a los trabajadores / Worker's fringe benefits
|
1,971
|
777
|
1,047
|
407
|
1,828
|
711
|
1,191
|
491
|
|
|
|
Provisión por negligencia / Provisions for negligence
|
0
|
0
|
0
|
0
|
12
|
1
|
0
|
0
|
|
|
|
Participaciones por pagar / Profit Sharing Payable
|
3,106
|
12,057
|
4,816
|
3,869
|
2,416
|
10,593
|
3,813
|
9,936
|
|
|
|
Provisiones / Provisions
|
6,946
|
7,475
|
0
|
0
|
1,227
|
1,131
|
16
|
15
|
|
|
|
Total Pasivo Corriente / TOTAL CURRENT LIABILITIES
|
143,750
|
147,840
|
66,311
|
60,250
|
231,643
|
129,602
|
208,083
|
115,975
|
|
|
|
Cuentas por Pagar a vinculadas / Other accounts payable to related companies
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Deudas a largo plazo / Long-term debts
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Pasivo por Impuesto a la Renta Diferido / Deferred income tax liabilities
|
69,858
|
74,313
|
3,193
|
2,340
|
9,761
|
9,764
|
17,723
|
19,200
|
|
|
|
Otros Pasivos / Other liabilities
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otras Provisiones / Others Provisions
|
10,676
|
9,761
|
929
|
883
|
16,336
|
16,793
|
13,795
|
14,651
|
|
|
|
Total Pasivo No Corriente / TOTAL NON-CURRENT LIABILITIES
|
80,534
|
84,074
|
4,122
|
3,223
|
26,097
|
26,557
|
31,518
|
33,851
|
|
|
|
Total Pasivo / TOTAL LIABILITIES
|
224,284
|
231,914
|
70,433
|
63,473
|
257,740
|
156,159
|
239,601
|
149,826
|
|
|
|
Capital / Capital
|
55,468
|
55,468
|
41,826
|
41,826
|
96,242
|
96,242
|
19,291
|
19,291
|
|
|
|
Capital Adicional / Additional capital
|
350,732
|
350,732
|
0
|
0
|
0
|
0
|
374,180
|
374,180
|
|
|
|
Reserva Legal / Legal reserves
|
11,148
|
11,148
|
8,365
|
8,365
|
19,248
|
19,248
|
3,858
|
3,858
|
|
|
|
Otras Reservas / Other reserves
|
76
|
76
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Resultados Acumulados / Retained earnings
|
4,964
|
61,612
|
53,390
|
0
|
59,250
|
0
|
222,052
|
190,045
|
|
|
|
Resultado Neto del ejercicio / Net profit for fiscal year
|
32,772
|
156,752
|
11,551
|
53,390
|
31,450
|
169,286
|
44,407
|
112,021
|
|
|
|
Ajustes al Patrimonio / Equity adjustments
|
203,380
|
207,016
|
37,137
|
38,910
|
182,163
|
187,206
|
179,122
|
194,541
|
|
|
|
Total Patrimonio Neto / TOTAL NET EQUITY
|
658,540
|
842,804
|
152,269
|
142,491
|
388,353
|
471,982
|
842,910
|
893,936
|
|
|
|
TOTAL PASIVO Y PATRIMONIO NETO / TOTAL LIABILITY AND NET EQUITY
|
882,824
|
1,074,718
|
222,702
|
205,964
|
646,093
|
628,141
|
1,082,511
|
1,043,762
|
|
|
|
ESTADO DE RESULTADOS / INCOME STATEMENT
|
31/03/2025
|
31/03/2024
|
31/03/2025
|
31/03/2024
|
31/03/2025
|
31/03/2024
|
31/03/2025
|
31/03/2024
|
|
|
|
Total de Ingresos Brutos / TOTAL GROSS INCOME
|
97,892
|
97,487
|
38,598
|
37,687
|
94,120
|
94,613
|
72,094
|
71,748
|
|
|
|
Gastos de Administración / OVERHEADS
|
-44,324
|
-40,110
|
-13,637
|
-12,904
|
-35,766
|
-32,822
|
-24,086
|
-24,765
|
|
|
|
Compras de suministros
|
-64
|
-50
|
-38
|
-26
|
-11
|
-14
|
-38
|
-22
|
|
|
|
Cargas de personal
|
-17,773
|
-15,517
|
-6,404
|
-5,678
|
-15,215
|
-12,968
|
-8,650
|
-8,541
|
|
|
|
Participaciones y dietas al directorio
|
-275
|
-154
|
-255
|
-303
|
-195
|
-163
|
-156
|
-158
|
|
|
|
Servicios prestados por terceros
|
-12,455
|
-10,813
|
-4,865
|
-4,504
|
-13,713
|
-13,524
|
-9,713
|
-10,073
|
|
|
|
Tributos y aportaciones / Taxes and contributions
|
-5,316
|
-4,794
|
-1,002
|
-922
|
-2,044
|
-1,996
|
-1,770
|
-1,803
|
|
|
|
Cargas diversas de gestión
|
-1,278
|
-1,076
|
-753
|
-1,214
|
-1,165
|
-1,170
|
-888
|
-851
|
|
|
|
Provisiones del ejercicio / Provisions for the period
|
-7,163
|
-7,706
|
-320
|
-257
|
-3,423
|
-2,987
|
-2,871
|
-3,317
|
|
|
|
Gastos de Ventas / SALE EXPENSES
|
-6,871
|
-8,191
|
-7,713
|
-6,760
|
-13,546
|
-13,012
|
-7,075
|
-6,998
|
|
|
|
Compras de Suministros
|
-127
|
-127
|
-53
|
-57
|
-218
|
-63
|
-20
|
-10
|
|
|
|
Cargas de Personal
|
-6,464
|
-7,631
|
-5,494
|
-4,857
|
-8,186
|
-10,041
|
-5,969
|
-5,769
|
|
|
|
Servicios prestados por terceros
|
-1
|
-1
|
-625
|
-789
|
-3,420
|
-1,512
|
-537
|
-572
|
|
|
|
Publicidad, publicaciones y relaciones públicas
|
-264
|
-424
|
-1,518
|
-1,030
|
-1,693
|
-1,216
|
-517
|
-572
|
|
|
|
Tributos y aportaciones / Taxes and contributions
|
0
|
0
|
-4
|
-3
|
-15
|
-16
|
-1
|
0
|
|
|
|
Cargas diversas de gestión
|
-15
|
-8
|
-8
|
-13
|
-11
|
-40
|
-7
|
-2
|
|
|
|
Provisiones del ejercicio / Provisions for the period
|
0
|
0
|
-11
|
-11
|
-3
|
-124
|
-24
|
-73
|
|
|
|
Utilidad (pérdida) operativa / OPERATING PROFIT
|
46,697
|
49,186
|
17,248
|
18,023
|
44,808
|
48,779
|
40,933
|
39,985
|
|
|
|
Utilidad (pérdida) del encaje / Profit (loss) from legal reserve
|
-51
|
0
|
0
|
0
|
0
|
0
|
14,592
|
0
|
|
|
|
Utilidad (Pérdida) del fondo complementario / Profit (loss) from the compensation fund
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Utilidad (pérdida) del fondo de longevidad / Profit (loss) from the longevity fund
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Utilidad (pérdida) en venta de activos / Profit (loss) from asset sales
|
0
|
-23
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Ingresos Financieros / Financial income
|
2,429
|
4,636
|
310
|
633
|
1,889
|
2,143
|
1,679
|
4,858
|
|
|
|
Gastos Financieros / Financial expenses
|
-2,807
|
-1,385
|
-332
|
-415
|
-627
|
-1,173
|
-283
|
-386
|
|
|
|
Otros Ingresos (egresos) / Other income (expenses)
|
860
|
498
|
16
|
-2
|
206
|
176
|
766
|
802
|
|
|
|
Resultado antes del Impuesto a la Renta / RESULT BEFORE INCOME TAX
|
47,128
|
52,912
|
17,242
|
18,239
|
46,276
|
49,925
|
57,687
|
45,259
|
|
|
|
Impuesto a la Renta Corriente y Diferido / Income Tax
|
-14,356
|
-16,451
|
-5,691
|
-6,171
|
-14,826
|
-15,104
|
-13,280
|
-13,827
|
|
|
|
Utilidad (Pérdida) Neta del Ejercicio / PERIOD'S NET PROFIT (LOSS)
|
32,772
|
36,461
|
11,551
|
12,068
|
31,450
|
34,821
|
44,407
|
31,432
|
|
|
|
INDICADORES FINANCIEROS / FINANCIAL RATIOS
|
31/03/2025
|
31/03/2025
|
31/03/2025
|
31/03/2025
|
|
|
Liquidez / Liquid Ratio
|
0.65
|
|
0.94
|
|
0.68
|
|
1.09
|
|
|
|
Rotación en Activos / Gross Sales to Total Assets
|
0.11
|
|
0.17
|
|
0.15
|
|
0.07
|
|
|
|
Solvencia / Solvency
|
0.25
|
|
0.32
|
|
0.40
|
|
0.22
|
|
|
|
Deuda / Patrimonio / Debt / Equity
|
0.34
|
|
0.46
|
|
0.66
|
|
0.28
|
|
|
|
Rentabilidad de Capital % / Return on capital %
|
59.08
|
|
27.62
|
|
32.68
|
|
230.20
|
|
|
|
Rentabilidad sobre Activos % / Return on Assets %
|
3.71
|
|
5.19
|
|
4.87
|
|
4.10
|
|
|
|
Rentabilidad de Patrimonio % / Return on Equity %
|
4.98
|
|
7.59
|
|
8.10
|
|
5.27
|
|
|
|
* Estados Financieros expresados en miles de US$
|
|
|
|