| Estados Financieros Comparados |
Actualizado al 10 de marzo de 2025 |
|
ESTADOS FINANCIEROS COMPARADOS / COMPARATIVE FINANCIAL STATEMENT
|
Administradoras De Fondos De Pensiones/PENSION FUND ADMINISTRATORS
|
|
CIFRAS EXPRESADAS EN MILES DE SOLES
|
|
Empresa/Cuenta
|
A.F.P. Integra
|
AFP Habitat
|
Prima AFP
|
Profuturo A.F.P.
|
|
|
CIIU
|
66023
|
74996
|
6602
|
66023
|
|
|
ESTADO DE SITUACION FINANCIERA / STATEMENT OF FINANCIAL POSITION
|
31/12/2024
|
31/12/2023
|
31/12/2024
|
31/12/2023
|
31/12/2024
|
31/12/2023
|
31/12/2024
|
31/12/2023
|
|
|
|
Efectivo y Equivalentes de efectivo / Cash and cash equivalent
|
41,960
|
51,091
|
22,545
|
44,536
|
122,925
|
109,170
|
74,540
|
258,294
|
|
|
|
Valores Negociables de Propiedad de las AFP / Tradable Securities Owned by AFPs
|
216,979
|
113,610
|
0
|
26,015
|
0
|
0
|
34,757
|
15,667
|
|
|
|
Cuentas por Cobrar Comerciales (neto) / Trade accounts receivable (net)
|
5,572
|
6,496
|
4,640
|
5,355
|
6,609
|
8,565
|
79
|
4,045
|
|
|
|
Cuentas por Cobrar a vinculadas / Accounts receivable from related companies
|
0
|
0
|
0
|
0
|
39
|
3
|
35
|
109
|
|
|
|
Otras Cuentas por Cobrar (neto) / Other accounts receivable (net)
|
661
|
897
|
154
|
136
|
1,557
|
1,588
|
647
|
726
|
|
|
|
Gastos Contratados por Anticipado / Prepaid expenses
|
1,804
|
885
|
996
|
686
|
2,849
|
3,064
|
2,062
|
1,796
|
|
|
|
Impuesto Corriente / Current tax
|
7,564
|
0
|
22,949
|
22,359
|
0
|
53,164
|
52,425
|
51,546
|
|
|
|
Otros Activos / Other assets
|
499
|
484
|
0
|
0
|
17
|
68
|
446
|
70
|
|
|
|
Total Activo Corriente / TOTAL CURRENT ASSETS
|
275,039
|
173,463
|
51,284
|
99,087
|
133,996
|
175,622
|
164,991
|
332,253
|
|
|
|
Encaje legal / Legal reserve
|
367,865
|
430,487
|
151,307
|
137,699
|
306,759
|
333,577
|
326,297
|
318,774
|
|
|
|
Inversiones de Propiedad de la AFP / Investments Owned by AFPs
|
0
|
0
|
0
|
0
|
1,754
|
1,223
|
0
|
0
|
|
|
|
Cuentas por Cobrar a vinculadas (neto) / Accounts receivable from related companies (net)
|
0
|
8,931
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otras Cuentas por Cobrar (neto) / Other accounts receivable (net)
|
831
|
145
|
278
|
273
|
0
|
0
|
90
|
38
|
|
|
|
Inmuebles, Muebles y Equipo (neto) / Inmovable Property, Furniture and Equipment (net)
|
19,263
|
22,038
|
914
|
933
|
4,345
|
4,479
|
24,137
|
25,848
|
|
|
|
Activos Intangibles (neto) / Intangible assets (net)
|
402,404
|
428,055
|
2,181
|
2,718
|
181,287
|
181,121
|
528,243
|
532,770
|
|
|
|
Activo por Impuesto a la Renta Diferido / Deferred income tax assets
|
9,316
|
10,738
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otros Activos / Other assets
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
4
|
|
|
|
Total Activo No Corriente / TOTAL NON-CURRENT ASSETS
|
799,679
|
900,394
|
154,680
|
141,623
|
494,145
|
520,400
|
878,771
|
877,434
|
|
|
|
TOTAL ACTIVO / TOTAL ASSETS
|
1,074,718
|
1,073,857
|
205,964
|
240,710
|
628,141
|
696,022
|
1,043,762
|
1,209,687
|
|
|
|
Sobregiros Bancarios / Bank overdrafts
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Parte corriente de deudas a largo plazo / Current portion of long-term debt
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Cuentas por Pagar Comerciales / Trade accounts payable
|
1,321
|
1,202
|
3,273
|
3,838
|
11,048
|
9,105
|
3,162
|
3,363
|
|
|
|
Cuentas por Pagar a vinculadas / Other accounts payable to related companies
|
0
|
0
|
0
|
0
|
6,669
|
5,024
|
1,103
|
1,041
|
|
|
|
Dividendos por pagar / Dividends to pay
|
0
|
0
|
32
|
12
|
0
|
0
|
13
|
11
|
|
|
|
Impuesto a la renta Corrientes / Current income tax
|
396
|
3,813
|
21,678
|
18,785
|
5,465
|
56,366
|
52,615
|
54,986
|
|
|
|
Otras Cuentas por Pagar / Other accounts payable
|
125,814
|
111,371
|
30,991
|
30,594
|
93,984
|
97,163
|
48,640
|
49,888
|
|
|
|
Beneficios sociales a los trabajadores / Worker's fringe benefits
|
777
|
748
|
407
|
371
|
711
|
645
|
491
|
479
|
|
|
|
Provisión por negligencia / Provisions for negligence
|
0
|
0
|
0
|
0
|
1
|
11
|
0
|
0
|
|
|
|
Participaciones por pagar / Profit Sharing Payable
|
12,057
|
11,567
|
3,869
|
3,356
|
10,593
|
9,968
|
9,936
|
10,380
|
|
|
|
Provisiones / Provisions
|
7,475
|
8,271
|
0
|
0
|
1,131
|
1,328
|
15
|
278
|
|
|
|
Total Pasivo Corriente / TOTAL CURRENT LIABILITIES
|
147,840
|
136,972
|
60,250
|
56,956
|
129,602
|
179,610
|
115,975
|
120,426
|
|
|
|
Cuentas por Pagar a vinculadas / Other accounts payable to related companies
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Deudas a largo plazo / Long-term debts
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Pasivo por Impuesto a la Renta Diferido / Deferred income tax liabilities
|
74,313
|
81,132
|
2,340
|
1,768
|
9,764
|
10,353
|
19,200
|
22,288
|
|
|
|
Otros Pasivos / Other liabilities
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Otras Provisiones / Others Provisions
|
9,761
|
10,111
|
883
|
768
|
16,793
|
18,278
|
14,651
|
12,554
|
|
|
|
Total Pasivo No Corriente / TOTAL NON-CURRENT LIABILITIES
|
84,074
|
91,243
|
3,223
|
2,536
|
26,557
|
28,631
|
33,851
|
34,842
|
|
|
|
Total Pasivo / TOTAL LIABILITIES
|
231,914
|
228,215
|
63,473
|
59,492
|
156,159
|
208,241
|
149,826
|
155,268
|
|
|
|
Capital / Capital
|
55,468
|
55,468
|
41,826
|
41,826
|
96,242
|
96,242
|
19,291
|
19,291
|
|
|
|
Capital Adicional / Additional capital
|
350,732
|
350,732
|
0
|
0
|
0
|
0
|
374,180
|
374,180
|
|
|
|
Reserva Legal / Legal reserves
|
11,148
|
11,148
|
8,365
|
8,365
|
19,248
|
19,248
|
3,858
|
3,858
|
|
|
|
Otras Reservas / Other reserves
|
76
|
76
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Resultados Acumulados / Retained earnings
|
61,612
|
56,902
|
0
|
92,627
|
0
|
0
|
190,045
|
322,872
|
|
|
|
Resultado Neto del ejercicio / Net profit for fiscal year
|
156,752
|
139,710
|
53,390
|
0
|
169,286
|
157,727
|
112,021
|
147,553
|
|
|
|
Ajustes al Patrimonio / Equity adjustments
|
207,016
|
231,606
|
38,910
|
38,400
|
187,206
|
214,564
|
194,541
|
186,665
|
|
|
|
Total Patrimonio Neto / TOTAL NET EQUITY
|
842,804
|
845,642
|
142,491
|
181,218
|
471,982
|
487,781
|
893,936
|
1,054,419
|
|
|
|
TOTAL PASIVO Y PATRIMONIO NETO / TOTAL LIABILITY AND NET EQUITY
|
1,074,718
|
1,073,857
|
205,964
|
240,710
|
628,141
|
696,022
|
1,043,762
|
1,209,687
|
|
|
|
ESTADO DE RESULTADOS / INCOME STATEMENT
|
31/12/2024
|
31/12/2023
|
31/12/2024
|
31/12/2023
|
31/12/2024
|
31/12/2023
|
31/12/2024
|
31/12/2023
|
|
|
|
Total de Ingresos Brutos / TOTAL GROSS INCOME
|
387,260
|
370,046
|
150,301
|
137,340
|
372,807
|
350,963
|
276,235
|
280,343
|
|
|
|
Gastos de Administración / OVERHEADS
|
-185,688
|
-167,213
|
-52,830
|
-53,814
|
-133,951
|
-125,599
|
-101,596
|
-96,389
|
|
|
|
Compras de suministros
|
-239
|
-228
|
-78
|
-104
|
-73
|
-50
|
-95
|
-142
|
|
|
|
Cargas de personal
|
-69,437
|
-61,180
|
-23,997
|
-21,120
|
-54,610
|
-44,524
|
-33,779
|
-34,201
|
|
|
|
Participaciones y dietas al directorio
|
-1,111
|
-823
|
-1,112
|
-1,218
|
-748
|
-813
|
-630
|
-550
|
|
|
|
Servicios prestados por terceros
|
-56,575
|
-49,042
|
-18,501
|
-16,494
|
-51,941
|
-49,598
|
-42,936
|
-35,883
|
|
|
|
Tributos y aportaciones / Taxes and contributions
|
-21,820
|
-19,470
|
-3,828
|
-3,704
|
-8,484
|
-8,133
|
-7,200
|
-7,465
|
|
|
|
Cargas diversas de gestión
|
-7,003
|
-6,396
|
-4,229
|
-10,101
|
-6,059
|
-11,497
|
-4,710
|
-4,536
|
|
|
|
Provisiones del ejercicio / Provisions for the period
|
-29,503
|
-30,074
|
-1,085
|
-1,073
|
-12,036
|
-10,984
|
-12,246
|
-13,612
|
|
|
|
Gastos de Ventas / SALE EXPENSES
|
-35,349
|
-32,067
|
-29,156
|
-26,638
|
-57,879
|
-49,741
|
-29,801
|
-30,831
|
|
|
|
Compras de Suministros
|
-724
|
-425
|
-127
|
-108
|
-348
|
-250
|
-97
|
-106
|
|
|
|
Cargas de Personal
|
-29,773
|
-26,848
|
-21,171
|
-18,690
|
-41,265
|
-38,176
|
-24,297
|
-24,491
|
|
|
|
Servicios prestados por terceros
|
-135
|
-8
|
-3,217
|
-3,692
|
-10,723
|
-6,166
|
-2,350
|
-3,916
|
|
|
|
Publicidad, publicaciones y relaciones públicas
|
-4,475
|
-4,578
|
-4,447
|
-4,022
|
-5,111
|
-4,838
|
-2,541
|
-1,967
|
|
|
|
Tributos y aportaciones / Taxes and contributions
|
0
|
0
|
-15
|
-15
|
-94
|
-46
|
-8
|
-25
|
|
|
|
Cargas diversas de gestión
|
-242
|
-208
|
-135
|
-61
|
-204
|
-157
|
-310
|
-64
|
|
|
|
Provisiones del ejercicio / Provisions for the period
|
0
|
0
|
-44
|
-50
|
-134
|
-108
|
-198
|
-262
|
|
|
|
Utilidad (pérdida) operativa / OPERATING PROFIT
|
166,223
|
170,766
|
68,315
|
56,888
|
180,977
|
175,623
|
144,838
|
153,123
|
|
|
|
Utilidad (pérdida) del encaje / Profit (loss) from legal reserve
|
50,966
|
18,270
|
6,219
|
0
|
37,750
|
29,651
|
9
|
25,250
|
|
|
|
Utilidad (Pérdida) del fondo complementario / Profit (loss) from the compensation fund
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Utilidad (pérdida) del fondo de longevidad / Profit (loss) from the longevity fund
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
|
|
Utilidad (pérdida) en venta de activos / Profit (loss) from asset sales
|
-25
|
-68
|
0
|
0
|
0
|
0
|
-23
|
-297
|
|
|
|
Ingresos Financieros / Financial income
|
14,837
|
15,221
|
1,918
|
4,589
|
7,302
|
8,894
|
15,596
|
21,708
|
|
|
|
Gastos Financieros / Financial expenses
|
-7,196
|
-8,794
|
-1,447
|
-1,224
|
-6,045
|
-5,270
|
-1,265
|
-1,349
|
|
|
|
Otros Ingresos (egresos) / Other income (expenses)
|
2,471
|
5,620
|
28
|
140
|
7,137
|
5,524
|
2,154
|
2,582
|
|
|
|
Resultado antes del Impuesto a la Renta / RESULT BEFORE INCOME TAX
|
227,276
|
201,015
|
75,033
|
60,393
|
227,121
|
214,422
|
161,309
|
201,017
|
|
|
|
Impuesto a la Renta Corriente y Diferido / Income Tax
|
-70,524
|
-61,305
|
-21,643
|
-18,984
|
-57,835
|
-56,695
|
-49,288
|
-53,464
|
|
|
|
Utilidad (Pérdida) Neta del Ejercicio / PERIOD'S NET PROFIT (LOSS)
|
156,752
|
139,710
|
53,390
|
41,409
|
169,286
|
157,727
|
112,021
|
147,553
|
|
|
|
INDICADORES FINANCIEROS / FINANCIAL RATIOS
|
31/12/2024
|
31/12/2024
|
31/12/2024
|
31/12/2024
|
|
|
Liquidez / Liquid Ratio
|
1.86
|
|
0.85
|
|
1.03
|
|
1.42
|
|
|
|
Rotación en Activos / Gross Sales to Total Assets
|
0.36
|
|
0.73
|
|
0.59
|
|
0.26
|
|
|
|
Solvencia / Solvency
|
0.22
|
|
0.31
|
|
0.25
|
|
0.14
|
|
|
|
Deuda / Patrimonio / Debt / Equity
|
0.28
|
|
0.45
|
|
0.33
|
|
0.17
|
|
|
|
Rentabilidad de Capital % / Return on capital %
|
282.60
|
|
127.65
|
|
175.90
|
|
580.69
|
|
|
|
Rentabilidad sobre Activos % / Return on Assets %
|
14.59
|
|
25.92
|
|
26.95
|
|
10.73
|
|
|
|
Rentabilidad de Patrimonio % / Return on Equity %
|
18.60
|
|
37.47
|
|
35.87
|
|
12.53
|
|
|
|
* Estados Financieros expresados en miles de US$
|
|
|
|