|
Empresa/Cuenta
|
Volvo Leasing Peru
|
|
|
|
|
|
CIIU
|
6491
|
|
|
|
|
|
ESTADO DE SITUACION FINANCIERA / STATEMENT OF FINANCIAL POSITION
|
31/12/2022
|
31/12/2021
|
|
|
|
|
|
|
|
|
|
DISPONIBLE / FUNDS AVAILABLE
|
13,080
|
19,581
|
|
|
|
|
|
|
|
|
|
FONDOS INTERBANCARIOS / INTER-BANK FUNDS
|
0
|
0
|
|
|
|
|
|
|
|
|
|
INVERSIONES A VALOR RAZONABLE CON CAMBIOS EN RESULTADOS / FINANCIAL INVESTMENTS AT REASONABLE VALUE WITH EARNINGS CHANGES
|
0
|
0
|
|
|
|
|
|
|
|
|
|
INVERSIONES DISPONIBLES PARA LA VENTA / FINANCIAL AVAILABLE FOR SALE
|
0
|
0
|
|
|
|
|
|
|
|
|
|
INVERSIONES A VENCIMIENTO / HELD TO MATURITY INVESTMENTS
|
0
|
0
|
|
|
|
|
|
|
|
|
|
CARTERA DE CREDITOS / LOANS PORTFOLIO
|
284,926
|
146,680
|
|
|
|
|
|
|
|
|
|
DERIVADOS PARA NEGOCIACIÓN / Financial Derivatives for trading purposes
|
0
|
0
|
|
|
|
|
|
|
|
|
|
DERIVADOS DE COBERTURA / Financial Derivatives for hedging purposes
|
0
|
0
|
|
|
|
|
|
|
|
|
|
CUENTAS POR COBRAR / ACCOUNTS RECEIVABLE
|
1,874
|
312
|
|
|
|
|
|
|
|
|
|
BIENES REALIZABLES RECIBIDOS EN PAGO, ADJUDICADOS / REALIZABLE ASSETS REC. IN PAYMENT, FORECLOSED OR NO LONGER IN USE
|
99
|
0
|
|
|
|
|
|
|
|
|
|
PARTICIPACIONES / PROFIT SHARING
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Subsidiarias / Subsidiaries
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Asociadas y participaciones en negocios conjuntos / Associates and interest in joint ventures
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Otras / Other
|
0
|
0
|
|
|
|
|
|
|
|
|
|
INMUEBLES, MOBILIARIO Y EQUIPO (NETO) / INMOVABLE PROPERTY, MOVABLE PROPERTY AND EQUIPMENT (NET)
|
102
|
87
|
|
|
|
|
|
|
|
|
|
ACTIVO INTANGIBLE DISTINTO DE LA PLUSVALIA / INTANGIBLE ASSET DIFFERENT FROM GOODWILL
|
992
|
1,343
|
|
|
|
|
|
|
|
|
|
PLUSVALIA / GOODWILL
|
0
|
0
|
|
|
|
|
|
|
|
|
|
IMPUESTOS CORRIENTES / CURRENT TAX
|
47,793
|
25,623
|
|
|
|
|
|
|
|
|
|
IMPUESTO A LA RENTA DIFERIDO / DEFERRED INCOME TAX
|
4,112
|
4,262
|
|
|
|
|
|
|
|
|
|
ACTIVOS NO CORRIENTES MANTENIDOS PARA LA VENTA / NON-CURRENT ASSETS HELD FOR SALE
|
0
|
0
|
|
|
|
|
|
|
|
|
|
OTROS ACTIVOS / OTHER ASSETS (NET)
|
1,386
|
1,258
|
|
|
|
|
|
|
|
|
|
TOTAL DEL ACTIVO / TOTAL ASSETS
|
354,364
|
199,146
|
|
|
|
|
|
|
|
|
|
OBLIGACIONES CON EL PUBLICO / OBLIGATIONS WITH THE PUBLIC
|
48
|
40
|
|
|
|
|
|
|
|
|
|
FONDOS INTERBANCARIOS / INTER-BANK FUNDS
|
0
|
0
|
|
|
|
|
|
|
|
|
|
DEPÓSITOS DE EMPRESAS DEL SISTEMA FINANCIERO Y ORGANISMOS FINANCIEROS INTERNACIONALES / DEPOSITS FROM FINANC. SYSTEM INST. AND INT. FINANC. ORG.
|
0
|
0
|
|
|
|
|
|
|
|
|
|
ADEUDOS Y OBLIGACIONES FINANCIERAS / FINANCIAL DEBTS AND OBLIGATIONS
|
274,568
|
160,792
|
|
|
|
|
|
|
|
|
|
DERIVADOS PARA NEGOCIACIÓN / FINANCIAL DERIVATIVES FOR TRADING PURPOSES
|
0
|
0
|
|
|
|
|
|
|
|
|
|
DERIVADOS DE COBERTURA / FINANCIAL DERIVATIVES FOR HEDGING PURPOSES
|
0
|
0
|
|
|
|
|
|
|
|
|
|
CUENTAS POR PAGAR / ACCOUNTS PAYABLE
|
2,138
|
2,800
|
|
|
|
|
|
|
|
|
|
PROVISIONES / PROVISIONS
|
0
|
0
|
|
|
|
|
|
|
|
|
|
IMPUESTOS CORRIENTES / CURRENT TAX
|
0
|
0
|
|
|
|
|
|
|
|
|
|
IMPUESTO A LA RENTA DIFERIDO / DEFERRED INCOME TAX
|
447
|
653
|
|
|
|
|
|
|
|
|
|
OTROS PASIVOS / OTHER LIABILITIES
|
807
|
320
|
|
|
|
|
|
|
|
|
|
TOTAL DEL PASIVO / TOTAL LIABILITIES
|
278,008
|
164,605
|
|
|
|
|
|
|
|
|
|
Capital social / Capital stock
|
85,000
|
45,000
|
|
|
|
|
|
|
|
|
|
Capital adicional / Additional capital
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Acciones Propias en Cartera / Treasury shares
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Reservas / Reserves
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Resultados Acumulados / Retained earnings
|
-10,459
|
-8,246
|
|
|
|
|
|
|
|
|
|
Resultado Neto del Ejercicio / Net profits for fiscal year
|
1,815
|
-2,213
|
|
|
|
|
|
|
|
|
|
Ajustes al Patrimonio / Adjustments to equity
|
0
|
0
|
|
|
|
|
|
|
|
|
|
TOTAL DEL PATRIMONIO / TOTAL EQUITY
|
76,356
|
34,541
|
|
|
|
|
|
|
|
|
|
TOTAL DEL PASIVO Y PATRIMONIO / TOTAL LIABILITIES AND NET EQUITY
|
354,364
|
199,146
|
|
|
|
|
|
|
|
|
|
ESTADO DE RESULTADOS / INCOME STATEMENT
|
31/12/2022
|
31/12/2021
|
|
|
|
|
|
|
|
|
|
TOTAL INGRESOS POR INTERESES / TOTAL INTEREST INCOME
|
18,828
|
7,382
|
|
|
|
|
|
|
|
|
|
TOTAL GASTOS POR INTERESES / TOTAL FINANCIAL EXPENSES
|
-7,080
|
-2,059
|
|
|
|
|
|
|
|
|
|
MARGEN FINANCIERO BRUTO / GROSS FINANCIAL MARGIN
|
11,748
|
5,323
|
|
|
|
|
|
|
|
|
|
(-) Provisiones para créditos directos / (-) Provisions for non-collection of direct loans
|
-3,413
|
-1,119
|
|
|
|
|
|
|
|
|
|
MARGEN FINANCIERO NETO / NET FINANCIAL MARGIN
|
8,335
|
4,204
|
|
|
|
|
|
|
|
|
|
INGRESOS POR SERVICIOS FINANCIEROS / FINANCIAL SERVICES INCOME
|
3,436
|
1,574
|
|
|
|
|
|
|
|
|
|
GASTOS POR SERVICIOS FINANCIEROS / FINANCIAL SERVICES EXPENSES
|
-438
|
-296
|
|
|
|
|
|
|
|
|
|
MARGEN FINANCIERO NETO DE INGRESOS Y GASTOS POR SERVICIOS FINANCIEROS / NET FINANCIAL MARGIN OF FINANCIAL SERVICES RELATED INCOME AND EXPENSES
|
11,333
|
5,482
|
|
|
|
|
|
|
|
|
|
RESULTADO POR OPERACIONES FINANCIERAS (ROF) / RESULTS FROM FINANCIAL OPERATIONS
|
578
|
118
|
|
|
|
|
|
|
|
|
|
MARGEN OPERACIONAL / OPERATING MARGIN
|
11,911
|
5,600
|
|
|
|
|
|
|
|
|
|
Gastos de Personal y Directorio / Personnel and directors' expenses
|
-5,719
|
-4,611
|
|
|
|
|
|
|
|
|
|
Gastos por Servicios Recibidos de Terceros / Third party service expenses
|
-3,561
|
-3,232
|
|
|
|
|
|
|
|
|
|
Impuestos y Contribuciones / Taxes and levies
|
-165
|
0
|
|
|
|
|
|
|
|
|
|
DEPRECIACIONES Y AMORTIZACIONES / DEPRECIATION AND AMORTIZATION
|
-456
|
-442
|
|
|
|
|
|
|
|
|
|
MARGEN OPERACIONAL NETO / NET OPERATING MARGIN
|
2,010
|
-2,685
|
|
|
|
|
|
|
|
|
|
Provisiones para créditos indirectos / Provisions for indirect loans
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Provisiones para Incobrabilidad de cuentas por cobrar / Provisions for non-collectable accounts receivable
|
-7
|
0
|
|
|
|
|
|
|
|
|
|
Provisión para bienes realizable, recibidos en pago, recuperados y adjudicados y otros / Provisions for realizable assets received in payment, recovered and adjudicated, and others
|
-25
|
0
|
|
|
|
|
|
|
|
|
|
Provisión para activos no corrientes mantenidos para la venta / Provisions for non-current assets held for sale
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Deterioro de inversiones / Impairment of investments
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Deterioro de inmuebles, mobiliario y equipo / Impairment of immovable property, furniture and equipment
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Deterioro de activos intangibles / Impairment of intangible assets
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Provisiones para litigios y demandas / Provisions for litigation and complaints
|
0
|
0
|
|
|
|
|
|
|
|
|
|
Otras provisiones / Others Provisions
|
0
|
0
|
|
|
|
|
|
|
|
|
|
RESULTADO DE OPERACIÓN / OPERATING PROFITS
|
1,978
|
-2,685
|
|
|
|
|
|
|
|
|
|
Otros ingresos y egresos / Other income and expenses
|
528
|
63
|
|
|
|
|
|
|
|
|
|
RESULTADO DEL EJERCICIO ANTES DE IMPUESTO A LA RENTA / RESULTS BEFORE INCOME TAX
|
2,506
|
-2,622
|
|
|
|
|
|
|
|
|
|
IMPUESTO A LA RENTA / INCOME TAX
|
-691
|
409
|
|
|
|
|
|
|
|
|
|
RESULTADO NETO DEL EJERCICIO / PERIOD'S NET PROFIT (LOSS)
|
1,815
|
-2,213
|
|
|
|
|
|
|
|
|
|
INDICADORES FINANCIEROS / FINANCIAL RATIOS
|
31/12/2022
|
|
|
|
|
|
Liquidez / Liquid Ratio
|
n.d.
|
|
|
|
|
|
|
Liquidez % / Liquidity (%)
|
3.69
|
|
|
|
|
|
|
Solvencia / Solvency
|
3.27
|
|
|
|
|
|
|
Eficiencia y Gestión % / Efficiency and Management %
|
67.14
|
|
|
|
|
|
|
Intermediación Financiera % / Financial Intermediation %
|
82.61
|
|
|
|
|
|
|
Rentabilidad sobre Activos % / Return on Assets %
|
0.51
|
|
|
|
|
|
|
Rentabilidad de Patrimonio % / Return on Equity %
|
2.38
|
|
|
|
|
|